Car insurance is about more than just cars. It's about protecting yourself from major financial setbacks. Wheather you cause an accident or it's the other drivers fault, the right coverage can make the differance.
COVERING OTHER PEOPLE
Bodily Injury Liability
If you cause an accident and and people are hurt, you could be legally responsible for medical costs for everyone involved. Liability caverage can help shield you from losing your home, savings, investments, or having your pay garnished for the injured persons medical, income, pain and suffering.
Property Damage Liability
If you cause an accident and damage another person's car or their property, you could be held liable for the full repair or replacement costs. Think about the price of a new vehichle, Arkansas state minimum is $25,000. With all the possibilities is that enough coverage?
COVERING YOU AND YOUR FAMILY
Uninsured/Underinsured Motorist
Arkansas requires that drivers have insurance, but not everyone does. If a driver with minimum or no insurance runs into you, you could be left paying out of your own pocket for you, your passanger, as well as damage to your vehichle.
COVERING YOUR CAR
Collision/Comprehensive
Collision coverage pays for damage to your car if you collide with another car or something else, such as a tree or other object. Comprehensive pays for damage to your car caused by something other than collision such as fire, theft, storm, glass breakage, ect.
OTHER COVERAGES/DISCOUNTS
Personal Injury Protection/No Fault, Towing/Rental Car Reimbursement.
Multi-Policy Discounts, Senior Discounts, Bank Draft Discount, Good Student Discount.
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